How to Earn After Retirement

Create a post-retirement budget, if you have not already done so. Knowing exactly how much you are spending in retirement allows you to set an earnings goal and determine how much extra money you need to bring in.
Add up all your sources of post-retirement earnings, including earnings from certificates of deposit, money market funds, stock dividends and other sources of income. Also include the monthly amount of any pensions or Social Security payments you receive. Add up your monthly income from all these sources and compare those earnings to the amount you need to live comfortably in retirement.
Seek out employment opportunities in your former field if you still have contacts at your former employer, or similar firms. You might be able to find consulting work, or part time contract positions, to help you make up any shortfall in your monthly income.
Check for temporary employment opportunities in your area. Temporary employment can be a good way for retirees to get a foot in the door at local companies, or to try out several different types of work. Many temp agencies provide temporary to permanent positions, as well as traditional temporary assignments, and some agencies even specialize in helping older workers re-enter the workforce.
Seek out ways to turn your favorite hobby into a small business. If your retirement has given you a chance to improve your golf game, perhaps you could give lessons at the local country club. If you are an accomplished photographer, you might be able to teach a photography course at the local community college. Turning what you love to do anyway into a side business is a great way to earn money in retirement and have a wonderful time doing it.
Consider selling items on eBay as a way to clean out your closet and make some extra money. Not only will you clear up some storage space, but you will also get an idea which products sell the best. Armed with that information, you can use your ample free time to scour yard sales, flea markets and rummage sales for great finds. Joining the ranks of eBay entrepreneurs can also keep you active and engaged.
Sign up for a number of freelance websites and look for projects that fit your background and interests. You spent your career gathering knowledge, and others are willing to pay you for what you know. Freelance sites can be a great way to increase your earning power and use the skills you have acquired.
VPS Hosting

How to Make Extra Money Each Month (13 Steps)

Inventory your personal skills and talents. Ask people who know you well to do the same. Think outside the box for skills that may not seem marketable. Take a skills assessment test at your local employment office, which will give you an inventory of potential jobs that match your skills.
Note the time slots you have available to work. Consider the effects on your family, if applicable. Categorize potential jobs in order of preference, matching preferred jobs with available time slots.
Apply for the preferred jobs with the pretext of working a maximum number of hours. Discuss your specific availability during the interview process to avoid conflicts later.
VPS Hosting

How to Earn Your Wife's Respect (4 Steps)

Follow through on things you say you will do. This is one of the most important ways to earn anyone's respect, but particularly your wife's. If you commit to a task, do it in a timely manner and do it to the best of your ability. When your wife sees that she can count on you, she will gain a deeper level of respect for you.
Maintain a high level of courtesy when talking with your wife. Over time, many couples begin to talk to each other without considering what they are saying or how they are saying it. Refrain from being rude, vulgar or profane in your conversations. Be polite and courteous with your wife to gain her respect.
Display sound morals and values. If you are honest, considerate and a general upstanding person that is quick to help others, slow to pass judgment and easy to talk to, you have a sound moral character. And in your wife's eyes, this is a quality to respect. This is particularly poignant if she shares the same morals and values because it shows that you value the same respectable attributes.
Respect others around you. It does no good to work hard at attaining your wife's respect if she sees that you don't respect other people around you, including your children, your friends and people with whom you work. The old adage applies here: treat people how you would want to be treated. A respectful person is a person worthy of respect.
VPS Hosting

How to Get an RN Degree Online (5 Steps)

Inquire about your state's nursing requirements. If you are interested in earning an RN degree online, you should first contact your local state nursing board to find out the specific requirements needed to become a registered nurse. The nursing board can provide you with helpful information on approved online nursing programs, along with details about course requirements and licensure information for the state in which you reside (see Resources below).
Research the different online nursing programs. There is an abundance of information on the Internet about online RN programs (see Resources below). You should take time to review the admission criteria and program requirements for each college that you are interested in applying to. Be sure to speak with an admissions representative or enrollment counselor at those particular schools if you have additional questions about their nursing programs.
Enroll in the appropriate courses. Once you are accepted into a nursing program, you can begin taking classes that are needed to earn an RN degree online. Your academic counselor or adviser can tell you the specific courses that you need to become an RN. According to the U.S. Department of Labor, the nursing program curriculum varies per state, but more than likely you will need to take and pass the following courses: anatomy, physiology, chemistry, nutrition, microbiology, general psychology (and other behavioral science courses) and nursing courses. You must also complete the required core curriculum courses (such as history, math and English composition), along with electives.
Complete the required internship. Although you are earning your degree through an online program, you must still complete a supervised clinical internship at an appropriate hospital or medical facility. The internship normally takes one to two years to finish (depending on your state's guidelines), and you should work as an intern in the area that is related to your interests and goals (such as pediatrics, maternity, surgery or psychiatry).
Pass the nursing examination. The final component of the registered nursing program is to pass the NCLEX-RN (national licensing exam). This examination is administered by the National Council of State Boards of Nursing (NCSBN) in all 50 states. You may contact the NCSBN to receive more information about this exam (see Resources below).
VPS Hosting

How to Earn Passive Income by Micro Lending Online

Get online and find a micro lending website.Passive income doesn't just happen. You need to make it happen. The first step is the most important. Get online and do your research regarding micro-lending for earning passive income.Also called peer-to-peer or person-to-person lending, micro loans are loans made between individuals versus a bank loan. Typically, a micro loan is for a small amount of money and paid back over a short period of time.Search the internet using terms like: peer to peer loans, person to person loans, p2p loans, micro loans.
Register on the site.Once you've decided to use micro lending as your source of passive income you need to sign up. You will be required to provide some personal information like name, address, social security or Tax ID number and bank account information.This level of information is necessary for three main reasons.
1) Taxes. You'll have to pay taxes on your passive income.2) Transfer of funds. You'll need the bank account information to send funds for a micro-loans and also to receive your monthly income.3) Fraud prevention. This information is used to make sure people are not running scams on lenders and borrowers.
Decide what type of micro lender you want to be.There are two types:
1) Self-managed. This means that you manually pick the borrowers you want to lend funds to. This method gives you the most control of your investment.2) Auto invested. Most micro lending websites provide a feature where you set up the parameters you want lend under and your funds are automatically invested for you. This feature is great for diversification. The program spreads your investment over many borrowers reducing the risk of losing your entire investment.
Fund a micro loan.Once you've registered and decided how you want to invest, you need to actually do it.Once you take this final step, you're on your way to receiving monthly passive income directly into your bank account -- at a profit of course.
VPS Hosting

How to Get Free Passes or Pandora's Boxes on 'Howrse'

Log in to your “Howrse” account, select “Profile” and then click “My Objectives.” Objectives are numbered tasks that reward you with special prizes as you progress through them. You can have up to three objectives at a time.
Complete objectives until objective number 53 becomes available. This objective instructs you to send an elderly horse to the horse heaven.
Care for one of your oldest horses as you normally would until the horse dies of old age. The horse must be at least 30 years old in order to send it to heaven. This will complete objective number 53 and earn you a free Pass.
Return to your “My Objectives” page and press the “Validate” button next to objective number 53. This will reward you with a free Pandora’s Box.
Continue to breed and age your horses. Each horse you send to heaven will earn you a free Pass.
VPS Hosting

How to Make Cub Scout Puddle Jumpers (7 Steps)

Size the soup cans to your foot. The top of the soup can is where you are going to place your foot. This means you probably want to skip the 16-ounce. soup cans and opt for the 32- or 64-ounce cans. Gently rest your feet on top of each soup can to make sure it fits.
Remove the contents of each soup can. If you are performing this project at a den meeting, then you serve the soup as a snack later on by transferring it to a pan now. If you are performing the task at home, then you will want to place the soup in a sealed container so it can be eaten at another time. Make a hole on each side of the can using your punch can opener and drain the contents. Repeat on the second can.
Rinse out your soup cans. Pour water into the cans, swish it around and empty it so the inside of each can is clean. This will stop the smell of spoiled food should you hang onto your puddle jumpers in the future.
Cut a piece of rope 3 to 4 feet long. The length will depend on your height. The taller you are, the more slack you will need. To measure, stand on your soup cans, thread one end of the rope through both holes on one soup can and grab both the attached and unattached end of the rope with hand. It should feel comfortable for you to hold the rope so that you are not bent over or leaning forward in any way. Cut the attached half of the rope in your hand.
Place the rope you just cut against the rest of the rope supply. Because your legs are the same height you can use the first piece of rope to measure how long you need the second piece of rope to be. You should now have two pieces of rope that are equal in length.
Thread one piece of rope through both holes on each can.
Stand on both cans and grab the ropes. As you pull up with both hands, you should be able to take a step forward. The tension in each rope will keep the can, or puddle jumper, attached to the base of your foot. You can now high-step over every puddle in sight.
VPS Hosting

How to Make More Money as an Amazon Affiliate

~ Choose The Items You Promote Carefully ~ The most important thing you can do to make more money as an Amazon affiliate is to choose the things you promote carefully. Read reviews before you paste a link on your website. If you promote products that are junk, people will no longer trust your opinion.
~ Give your Visitors Lots of Free Information ~ Most people are looking for something when they are on the internet. If you provide people will lots of free, high-quality information, they are going to come to your site again and again. Eventually, they will trust you enough to buy items that you recommend on your site. Keep your content fresh and updated all the time.
~ Use Text Links ~ There is a lot of research to back up the opinion that text links work better than banner ads. Yes, a picture is worth a 1,000 words, but in the case of internet selling, sometimes words are better. People recognize banner ads as advertisements. That means they ignore them. However, if you write a great article with some text links strategically placed, people will get the impression that you are helping them. You become a friend and not a sales person.
~ Pre-Sell Your Visitors ~ To make more money as an Amazon affiliate, you've got to pre-sell your visitors. You'll do this by providing free information and through the use of your words. For example, if you have a site about guitars, you can pre-sell your clients by giving honest reviews about different guitars. Give your visitors lots of information that will help lead them into a sale.
~ Add an aStore to your Site ~ If you have a website, adding an aStore to your site is a good idea, but don't have a site that is nothing but a store. If people wanted to shop, they'd go immediately to the Amazon site. You will get your visitors by providing them content - the store should be an addition to your site, but the main focus of your site.
~ Offer Your Visitors a Newsletter or eZine ~ This is a great way to get people back to your site. It's also a great way to connect with them. You can also use your newsletter to promote products. Don't however, make your newsletter a sales piece, make it something that people want to read.
~ Give people more than one opportunity to Buy ~ You don't want to fill your web pages with links to products. However, to make the most money possible as an Amazon affiliate, you should give people more than one option to click a link. Make sure that you weave the links into the text of your article so that it reads well with the rest of what you've written. Try to make visitors want to click your link to get more information.
~ Don't Forget to Work on Your Traffic ~ The simple fact is that you have to get lots of traffic in order to make sales. It's just the way it works. Make it a habit to constantly work on growing your traffic. Create new pages that have well chosen keywords, work to get back links, use forums to grow traffic, etc.
VPS Hosting

How Can I Find Out How Many Points I Have on My GameStop Card?

Go to www.PowerUpRewards.com.
Click the 'Login' link in the upper right corner to go to the login screen.
Enter your email address and password to log in. If you are visiting the site for the first time, click the 'Activate' button to set up your online access, fill out the required fields and click the 'Submit & Continue' button at the bottom of the screen.
Determine whether you have activated your card. If you haven't, a banner appears with a link to activate. Click the 'Activate' button, enter your email address and card number. Click the 'Continue' button.
Look to the left side of the screen for a small banner titled 'Points Balance.' Under it is the number of points available for use.
VPS Hosting

How to Earn Extra Money Keep Your Disability Benefits

Work for cash. You are required by law to report any income you make to the Social Security Administration Agency, but many people manage to still make some additional money on the side. For example, babysitting for a family member every once in a while or making a few dollars here and there from a hobby is considered acceptable. Just don't go overboard and expect to work a full time job for cash and still collect disability because that would be considered fraud.
Sell some of your assets. For disability purposes, you're only required to report income that you earned from work. This means that any money you receive from selling your assets is exempt and won't count against your collecting benefits.
Invest your money. When you invest your money, you earn through interest and dividends. Because you aren't acquiring these amounts through employment, these are also exempt and won't affect your disability.
Obtain a regular job. While on disability, you're allowed a transitional period to allow you to get back to work. For the first nine months, you're allowed to earn any amount without it affecting your disability checks. After that, for the next 36 months, you'll still be entitled to your check any months where you don't make over $1,000. In addition, you can claim qualified expenses that you can deduct off of your income if you have to spend money on accommodations that a non-disabled person wouldn't have to pay to perform the same job.
VPS Hosting

How to Read Emails For Money

Why Read Emails For Money?Get paid to read email or GPTR is a fairly easy way to earn money online. The best thing about these programs is that they are free to join. So if you happened to stumble on a program that does not pay very well, at least you don't loose any money. You also need to know that using this online income strategy you are not going to get rich quick just by reading emails for money but over time you could earn extra cash applying this method. You can also reinvest the money you earn by reading emails to start a new home business or explore other online income opportunities without spending any of your own money.To learn proven techniques for making money at home please check out the Resources Box below this article.
How Much Money Can I Earn Reading Emails?With several good GPTR websites you can easily complete viewing one hundred emails per day for one penny or more each and make at least thirty dollars or more every month. That can easily pay for an electric or cell phone bill. Most of the GPTR programs are free to join witch makes them worth a try.Please check out my Resources Box below this article to start earning money from your own home today.
How To Make More Money Reading Emails?You can refer people into the program and earn a percentage of their earnings. Also many GPTR programs have upgraded membership levels available (usually for a small monthly fee) where you can reinvest your earnings right back into the program. This will earn you a lot more money in the long run and it will require a lot less work from you personally. You will then earn a percentage of what the program makes and you may also earn a higher percentage on what your referrals make too.To start earning money from the comfort of your own home join the income opportunity listed in the Resources Box below.
VPS Hosting

How to Earn College Credit (12 Steps)

Complete college and university courses to earn college credit. You can enroll as a degree student or as a part-time non-degree student.
Consider online courses for college credit. Many community colleges, for instance, offer online courses at prices lower than most colleges. You can complete some basic courses for credit to help advance faster toward your degree. For example, Clovis Community College in New Mexico offers very affordable online college courses, and the college is regionally accredited.
Take courses at a nearby college and transfer the credits. If a different college in your area offers low-cost summer courses or a course you cannot fit into your schedule at your school, taking courses and then transferring the credits can help smooth your degree process.
VPS Hosting

How to Make Money in Fable 2

Take some jobs. When you first start adventuring, these are the fastest ways to make gold. They will start out slowly, but as you advance in rank, jobs like Blacksmithing, Bartending and Woodcutting will make quite a bit of money for you. Assuming you get good enough, jobs like Bartending can earn 1,000+ gold for each beverage served.
Invest in property. This is the single greatest way to make money in Fable 2. No other method earns you as much money as renting property does. It will take time to make a lot of money with it, but you will earn money as you play and even when you're not playing. To invest in property, approach the white paper near the door and select 'Buy and Rent Out'. You will collect 1% (give or take a little, depending on the economy) of the property's value every five minutes while playing the game.
Collect some bounties. Later in the game, bounty hunting is a good way to earn some extra cash as well as some Experience and maybe pick up some new items. Make sure you save before you attempt to collect the bounty, just in case it turns out to be more than you can handle.
Be a merchant. Throughout the game, the stores will have sales where you can pick up goods at a 25%, 50% or even 75% discount. Add to that an Owner's Discount (if you own the shop) and you can pick up some goods for next to nothing. Sell these goods back to a vendor when there is a shortage going on and you can earn a tidy profit.
Sell your extras. Do you really need more than one Patchy Coat? Why not sell the rest? You will invariably pick up duplicate clothing and weapons on your journey. Selling the extras can help line your pockets or help you save for the next big purchase.
Run The Crucible if you've got spare time. If you're looking for productive ways to kill time between plot points, why not have a run through The Crucible in Westcliff? You can go back through as many times as you want, and each time means more Experience and gold for you. If you get enough perfect rounds, there are additional prizes.
Add a Gold Burden or Golden Touch augment to one of your weapons. Both of these augments earn you gold each time you kill an opponent with them. Golden Touch is the superior of the two. Gold Burden causes you to do a little less damage, Golden Touch does not.
VPS Hosting

How to Get a Bachelor's and a Master's Degree at Once

Take graduate classes and enroll in courses that are numbered 500 or above as a graduate student, rather than as an undergraduate student. This is possible even if you are still working toward your Bachelor's degree. Complete the courses and receive graduate credit that can count toward your undergraduate degree.
Find a combined program. Seek a college or university in your field that offers a combined program that allows you to accomplish both degrees at the same time. Social work is a common field where this occurs, because social workers cannot do much with only a Bachelor's degree and they must have a Master's degree to be licensed.
Complete independent study. Speak with your adviser about your interest in obtaining both the Bachelor's and Master's degrees at the same time. Work with your adviser to develop an academic plan specifically tailored to your needs. Utilize independent study courses that allow you and your adviser to determine the content of the courses. This plan allows you to achieve your degrees simultaneously, as it is customized to fit the classes you need to complete both degrees at the same time.
VPS Hosting

How to Earn Girl Scout Brownie Wings

Enroll your child in the Brownies program, which is part of the Girl Scouts of the USA.
Wait until the end of your child's Brownie program in third grade, at which time she will earn her Brownie wings. She will then move up to Girl Scout Juniors for fourth and fifth grade. There are no specific requirements that must be met to earn Brownie wings -- it simply signifies a completion and transition.
Attend your child's Bridging ceremony from Brownies to Juniors where she will receive her Brownie wings.
Attach the wings patch to the Girl Scout Junior uniform according to the uniform's specifications. Refer to the website in the Resources section on where to put the wings on the uniform.
VPS Hosting

How to Get Royalties Checks (4 Steps)

Compose musical compilations or books to get royalty checks . Money you earn from music are sometimes called mechanical royalties. You must either negotiate an agreement with a publishing group or start your own publishing venture to distribute your creations. In either case you must maintain some rights to your work in order to receive royalties. Each time a customer purchases your book or music you receive a payment.
Invest in real estate as another method of securing royalty checks. In this case the royalty checks are the rent payments that you receive each month from tenants. This is a common yet riskier way to seek royalties compared to other options because you take the chance of nonpayment by tenants and the depreciation in value of the property.
Establish an affiliate arrangement to get royalty checks. In an affiliate arrangement you advertise another company's goods or services in exchange for a percentage payment on each sale. This arrangement can continue into eternity assuming you maintain a contract with the business. Online affiliate services connect you to interested companies. In addition to receiving direct royalties from the items you directly refer to customers, some affiliate programs also pay you for referring other affiliates to the selling program.
Use your skills as a photographer to get royalties on a perpetual basis. You can make royalty money from selling the rights to your images as royalty-based stock photos or by creating publications displaying your photography. Some web-based services also create prints of your photographs to distribute as posters, sell them on your behalf, then send you royalty checks for each sale.
VPS Hosting

How to Get Your Girlfriend Back After You Told Her a Lie

Be 100 percent honest with your girlfriend about why you lied. Don't blame your lie on anyone but the person in the mirror. You are the one who concocted the lie, and you are the one who has to pay the consequences. Use this opportunity to come clean with any other lies you have told your girlfriend in the past. Be as upfront with her as possible. Regardless of her final decision, she'll appreciate your honesty.
Let your girlfriend know that you understand she is hurt and angry at you. Tell her it's alright for her not to trust you again so soon, and that you know it will take time to repair the damage. Assure her you are working on changing yourself and leaving all the lying in the past. Be very sincere and look her straight in the eye so that she knows you are serious about changing your ways. Give her time to recover; she won't just warm up to you again quickly.
Apologize to your girlfriend. Saying sorry for your actions won't be enough on its own, but it's the one word she's looking for above the rest. Apologizing lets her fully know you have realized what you did was wrong, and you are truly remorseful for it.
Make sure to never lie again if your girlfriend takes you back. Remember, she's given you another chance. You probably won't get a third. Make the most of it, and come clean with every issue from here on out.
VPS Hosting

How to Earn a Girl's Trust Back After Lying

Apologize for lying to her. Make sure to be sincere when apologizing so she will believe you. Acknowledge that telling the lie was wrong.
Reveal every lie that was told and why it was told in order to start fresh. If everything is disclosed up front, the girl will not have to wonder what other issues may be untrue.
Disclose everything truthfully from now on and invite her to check up on you from time to time in order to prove that you are telling the truth.
Promise yourself and the girl that you will not lie again and stick to that promise. Prove to her that the lying has stopped so she can start trusting again.
Tell the girl that you don't expect her to trust again right away but that you are making the effort to stop lying. This will help her realize that you are serious about fixing the bad things that have happened.
Give her time to heal. Her feelings have been hurt, and it will take time for her to warm up to you again. Don't expect everything to go back to normal right away just because you've apologized.
VPS Hosting

How to Earn The Spring Green Daisy Petal

The spring green Daisy petal is the part of the Girl Scout law that means 'Considerate and Caring.' This is a very important lesson for girls to learn.
You can have your girls make cards to donate to a nursing home. You can all deliver them together as a troop and spend some time with seniors there.
When it's time to sell cookies you can have your troop participate in 'Operation Cookie Drop,' where customers purchase a box of cookies but the box gets collected and donated to military troops around the world.
Talk to your girls about small considerations like holding the door for someone, walking the dog for a neighbor, or being a good friend to someone.
VPS Hosting

How to Earn Multiple Income Streams of $5.00 a Day

Concentrate on your interests. There are several ways to earn money online that wont cost you a penny while others, such as niche blogging will cost very little. By writing about your interests for sites such eHow, selling affiliate products on Squidoo or creating niche blogs and monetizing them you can build up multiple income streams over time. check the resource section below for more information on niche blogging and freelance writing on sites such as eHow.
Find a mentor. Check out forums on places such as eHow and Wahm.com and after a while you will get an idea who the successful earners are. Chances are they have a blog with plenty of followers.
Educate yourself. See if your mentor offers an e-book or course available that maps out what they are doing. You can also find mentors who will offer free information on their blogs. Check the resource section for more information.
Stay in your comfort zone-sort of. I know that many will disagree but if you join something that makes you uncomfortable then you are setting yourself up for failure. For example, if you are uncomfortable at the prospect of cold calling then sales wouldn't be for you. However, once you do find something that you enjoy then you will be more willing to step out of your comfort zone.
Set attainable goals. Start with one project that is proven to earn money and stay with it until you consistently earn five dollars a day. Once you are consistently earning five dollars a day move on to another project.
Keep older projects updated. You may have several niche blogs each earning $5.00 a day but you still need to update them. While most of your attention is going to be on your current projects you want to schedule a little time each week maintaining your past projects.
Don't give up. Residual income takes time to build. For example, if you write for eHow you may start by earning a pennies a day. However, as you keep writing and build a nice library of how-to articles you may find that after a while those pennies start turning into dollars.
VPS Hosting