Showing posts with label rent. Show all posts
Showing posts with label rent. Show all posts

Tuesday, September 29, 2015

How to Make Money in High School (4 Steps)


Offer landscaping services. High school students of all ages can charge family, friends and neighbors --- solicit them directly, or post flyers on neighborhood bulletin boards --- for basic services such as mowing the lawn, trimming hedges and weeding gardens. Required equipment may vary depending on your specific tasks, but the basics, such as a lawn mower, may be available from your parents or for rent from a local nursery. The homeowner may even own his own lawn mower that you can simply use.
Apply for a temporary job during the summer, a season when many employers are willing to hire high school students. Options include serving in a restaurant or working in a coffee shop. To beat the traditional summer rush, CNN Money recommends applying for such jobs before May or June --- that's when many high school students are competing for the same positions. Instead, apply in the late spring and offer to immediately start working on weekends and at night.
Sell your old stuff. High school students can amass a mind-boggling quantity of accessories, gadgets and clothing, some of which other people may find valuable. Options include posting the items in an online auction, or placing an ad in the classifieds. For example, even old game cartridges from vintage video game systems can fetch a few dollars today.
Market your talents, such as your skill for writing or design. Many high school students can turn their interests and hobbies into paying freelance gigs, while simultaneously gaining experience that can look great on a resume. For example, a teen with a love for the English language can offer her editing skills to local businesses, restaurants and other institutions.
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Saturday, September 26, 2015

How to Use Excel for Flexible Money Management


Create and save a new Excel workbook. Create 8 columns with the following headings: Month, Day, Description, Save, Debit, Credit, Checking Balance, Savings Balance. Bold the headings, and use the freeze panes function to freeze the top row so that you always see it at the top of your spreadsheet (Hint: look under the View tab in Office 2007, or under Window in older versions). Format columns D through H as currency (right click, format cells), and choose to have negative amounts show up in red. Use your vast knowledge of Excel to make the spreadsheet pretty if you like, but avoid the table function of Excel 2007 -- it is a pain!
Type the name of the current month in the first row of the Month Column, and type today's day in first row of the day column. Type your current Checking Balance and Savings Balance in the first row of the appropriate columns.
Now, enter the recurring bills (rent, car payment, insurance, credit card, cell phone, etc.) that are coming up between now and your next paycheck, putting each one on a new row. Type in the date you actually mail the check to pay a bill or the date it is debited from your checking account. Type a generic description of the bill (ex., 'Discover Card'), and type the bill amount into the Debit column.
Enter rows (without date) for Gas, Grocery, and Miscellaneous. You should have actually created a budget at some point, so that you know about how much money you have to spend on these things. If you like, you can split Miscellaneous into additional categories. Round each bill amount UP to the nearest $5 or $10 (ex., $70, not $66).
Type in the date of your next paycheck, describe it (ex., Paycheck) and type the pay amount into the credit column. Round your approximate pay DOWN to the nearest $5 or $10 (ex., $1025 or $1020, not $1028). On the next row, enter the description Savings, and type the amount you plan to save from each paycheck into the Savings column.
Now, enter the recurring bills coming up between this paycheck and the next, followed by the Gas, Grocery, Miscellaneous categories. Then, enter the next paycheck amount, followed by savings. Repeat until you have entered all of the info for the next six months -- you should be able to copy and paste most of this info to save time. Enter any additional income as needed, typing the amount into the credit column. Be sure to type the name of the new month at the appropriate place.
Now that you have the basic framework, you need to enter formulas into the Checking Balance and Savings Balance columns so that it will automatically calculate for you. For this example, I am going to assume that your headings are in row 1, your starting balances are in row 2, and your columns are A-Month, B-Day, C-Description, D-Save, E-Debit, F-Credit, G-Checking Balance, and H-Savings Balance. In cell G3, enter =G2-D2-E2+F2 This will subtract any savings and debit and add any pay to your checking balance.In cell H3, enter =H2+D2 This will add the amount you save to your savings balance.Copy and paste these formulas into all of the cells of columns G and H.
Periodically -- once a week or before/after any unusual purchases -- look up your ACTUAL bank balances and type them into the balance column on the appropriate date. Be sure that all of the items listed before that date HAVE already come out of your account -- if not, you may need to shift a row up or down. If you move any rows, re-copy or retype the formulas in columns G and H to be sure they are correct.
Now, just look over your balances. Will your checking balance go into the red in two months? If so, you need to cut something out! Spend less on entertainment, eat Ramen, or as a last resort, reduce the amount you are paying to your credit card or saving. I find that actually having to cut those payment amounts makes me really re-think sushi lunches!
If you keep going into the red, you need to take a look at your bank statement to see where you are overspending your budget.Try to keep your savings balance above $100 at all times. If you have a good bit more, increase the amount you are paying on your credit card or saving -- don't just let that money sit there burning a hole in your pocket, or you will spend it.
Delete past months, and keep planning at least six months ahead. When you get used to this method, you will be able to realistically plan your spending, quickly see when you are spending too much, and adjust so that you don't go into the red!
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Saturday, September 12, 2015

How to Make Money in Fable 2


Take some jobs. When you first start adventuring, these are the fastest ways to make gold. They will start out slowly, but as you advance in rank, jobs like Blacksmithing, Bartending and Woodcutting will make quite a bit of money for you. Assuming you get good enough, jobs like Bartending can earn 1,000+ gold for each beverage served.
Invest in property. This is the single greatest way to make money in Fable 2. No other method earns you as much money as renting property does. It will take time to make a lot of money with it, but you will earn money as you play and even when you're not playing. To invest in property, approach the white paper near the door and select 'Buy and Rent Out'. You will collect 1% (give or take a little, depending on the economy) of the property's value every five minutes while playing the game.
Collect some bounties. Later in the game, bounty hunting is a good way to earn some extra cash as well as some Experience and maybe pick up some new items. Make sure you save before you attempt to collect the bounty, just in case it turns out to be more than you can handle.
Be a merchant. Throughout the game, the stores will have sales where you can pick up goods at a 25%, 50% or even 75% discount. Add to that an Owner's Discount (if you own the shop) and you can pick up some goods for next to nothing. Sell these goods back to a vendor when there is a shortage going on and you can earn a tidy profit.
Sell your extras. Do you really need more than one Patchy Coat? Why not sell the rest? You will invariably pick up duplicate clothing and weapons on your journey. Selling the extras can help line your pockets or help you save for the next big purchase.
Run The Crucible if you've got spare time. If you're looking for productive ways to kill time between plot points, why not have a run through The Crucible in Westcliff? You can go back through as many times as you want, and each time means more Experience and gold for you. If you get enough perfect rounds, there are additional prizes.
Add a Gold Burden or Golden Touch augment to one of your weapons. Both of these augments earn you gold each time you kill an opponent with them. Golden Touch is the superior of the two. Gold Burden causes you to do a little less damage, Golden Touch does not.
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Thursday, September 10, 2015

How to Get Royalties Checks (4 Steps)


Compose musical compilations or books to get royalty checks . Money you earn from music are sometimes called mechanical royalties. You must either negotiate an agreement with a publishing group or start your own publishing venture to distribute your creations. In either case you must maintain some rights to your work in order to receive royalties. Each time a customer purchases your book or music you receive a payment.
Invest in real estate as another method of securing royalty checks. In this case the royalty checks are the rent payments that you receive each month from tenants. This is a common yet riskier way to seek royalties compared to other options because you take the chance of nonpayment by tenants and the depreciation in value of the property.
Establish an affiliate arrangement to get royalty checks. In an affiliate arrangement you advertise another company's goods or services in exchange for a percentage payment on each sale. This arrangement can continue into eternity assuming you maintain a contract with the business. Online affiliate services connect you to interested companies. In addition to receiving direct royalties from the items you directly refer to customers, some affiliate programs also pay you for referring other affiliates to the selling program.
Use your skills as a photographer to get royalties on a perpetual basis. You can make royalty money from selling the rights to your images as royalty-based stock photos or by creating publications displaying your photography. Some web-based services also create prints of your photographs to distribute as posters, sell them on your behalf, then send you royalty checks for each sale.
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Sunday, September 6, 2015

How to Make Money With Straight Truck Cargo Van Shipments


Compete locally instead of trying to compete with the global leaders like FedEx and UPS. Focus on building your business with residents and commercial entities within your state and surrounding states. Gear your advertising within a three-state radius and build from there.
Reorganize your shipping business. Re-define your business goals. Charge by the mile and the weight to make sure you are maximizing your profit potential.
List your business with online directories such as Uship so that customers can find you. Advertise in local business magazines. Rent billboard ad space to promote your business name and contact information.
Open business accounts with the global and national delivery companies. Use them as partners to extend the reach for your customers. Instead of going elsewhere, the customers you acquire can piggyback on your account.
Strap a utility trailer to your straight truck so you can accommodate businesses with large commodity shipments.
Install global positioning system (GPS) to ensure that your deliveries are on time. Equip drivers with cell phones to use for keeping in contact with your central location and with customers.
Provide daily delivery service to a specific route to encourage consistent repeat business. For example, make regular pick-ups and deliveries throughout the full distance of the busiest city streets. Assign a cargo van and a driver to that regular route.
Appoint a sales person to solicit business. Sales professionals do not have to be full-time employees; you can use contractors who work solely on commission. Pay them when you get paid for the shipment.
Require drivers to sell services. Equip them with sales order forms and brochures. Send drivers to free sales seminars so that they can practice and learn sales techniques.
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