How to Earn Passive Income by Micro Lending Online

Get online and find a micro lending website.Passive income doesn't just happen. You need to make it happen. The first step is the most important. Get online and do your research regarding micro-lending for earning passive income.Also called peer-to-peer or person-to-person lending, micro loans are loans made between individuals versus a bank loan. Typically, a micro loan is for a small amount of money and paid back over a short period of time.Search the internet using terms like: peer to peer loans, person to person loans, p2p loans, micro loans.
Register on the site.Once you've decided to use micro lending as your source of passive income you need to sign up. You will be required to provide some personal information like name, address, social security or Tax ID number and bank account information.This level of information is necessary for three main reasons.
1) Taxes. You'll have to pay taxes on your passive income.2) Transfer of funds. You'll need the bank account information to send funds for a micro-loans and also to receive your monthly income.3) Fraud prevention. This information is used to make sure people are not running scams on lenders and borrowers.
Decide what type of micro lender you want to be.There are two types:
1) Self-managed. This means that you manually pick the borrowers you want to lend funds to. This method gives you the most control of your investment.2) Auto invested. Most micro lending websites provide a feature where you set up the parameters you want lend under and your funds are automatically invested for you. This feature is great for diversification. The program spreads your investment over many borrowers reducing the risk of losing your entire investment.
Fund a micro loan.Once you've registered and decided how you want to invest, you need to actually do it.Once you take this final step, you're on your way to receiving monthly passive income directly into your bank account -- at a profit of course.
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How to Get Higher Rates of Return on Annuities

Compare the total rate of return you will earn over the entire course of the annuity and translate this into a dollar amount. You will have to factor in the amount of fees you will pay, the cost of your benefits if any and any other management fees that variable annuities may charge. This should always be the basis for comparison.
Disregard bonus rate annuities even though they offer a higher rate of return the first year. The rate of return after this bonus period could be very low, resulting in a lower overall gain.
Find higher rate fixed annuities by conducting a long search. Call several no-load annuity companies that offer direct sales of annuity contracts. They typically return higher rates of return, and since they do not offer benefits, you will earn more simply because you aren't paying more for a benefit.
Consider variable annuities, index annuities and CD or money market type annuities. These products are designed to compete with investments that earn more interest, and often return higher rates of return. However, variable annuities (which pay interest based on sub accounts that are tied to investments like stocks) could lose money.
Invest in fixed annuities that have longer guarantee periods of high interest when interest rates are high. This will lock in higher rates of return since fixed annuities offer higher interest based when interest rates are high. You will lock in the higher rates for a longer period of time when you get a higher fixed rate for a longer period of time.
Keep your annuities for a longer period of time and always renew at the highest possible rate. Some annuities may require you to renew your contract to continue getting a high interest rate. So, always renew at the highest rate, and be sure the annuity you buy allows you to renew at a higher rate. Check the renewal periods and rates for the past history of the annuity.
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How to Calculate How Much I Make Per Day (3 Steps)

Look at your pay stub and find out how much money you made for that pay period and how many weeks were in the pay period.
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Divide how much you made for the pay period by how many weeks were in the pay period. For example, if you made $652 in the pay period and there are two weeks in the pay period, you made $326 per week.
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Divide the amount you made per week by the amount of days you work in a week. In this case, if you made $326 in a week and you worked five days that week, you made $65.20 a day.
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How to Get Money Every Time Someone Goes on Your Domain

Place pay-per-click ads on your website. Every time a visitor clicks on one of these adverts, you have the potential to make some money.
Run cost-per-mille ads on your website. CPM ads make money based on the number of impressions an ad receives from visitors to your website. For example, if you run an ad with a CPM rate of $1 and 5,000 people visit the page containing the ad in a month you will earn $5 from that ad for that period.
Use direct banner advertising to sell your own ad space. With other forms of Web advertising, such as PPC and CPM, you partner with an ad publishing program. The ad publishing program makes a commission on the ads published on your site. With direct banner advertising, however, you eliminate the middleman and can charge your own rates for advertising space. The only catch is your website has to have a large number of visitors to make it attractive to potential advertisers.
Become an affiliate marketer. An affiliate marketer is a Web publisher who promotes someone else’s commercial product on a website in exchange for a commission. If, for example, a visitor to your website clicks on a product link and actually purchases the product, you make a commission on the sale. You can choose from various affiliate programs featuring a variety of goods and services.
Offer a few free, educational product giveaways on your website such as free e-books or a weekly podcast. Offer the product for free but put a “Donate” link on your site. If the products you are offering are really useful, visitors may feel compelled to support your efforts and make a donation.
Run pay-per-play audio ads on your website. Pay-per-play ads are short audio ads, generally around 5 seconds long, that play automatically every time a visitor comes to your website. You get paid for every unique visitor for which the ads are played.
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