How to Earn After Retirement

Create a post-retirement budget, if you have not already done so. Knowing exactly how much you are spending in retirement allows you to set an earnings goal and determine how much extra money you need to bring in.
Add up all your sources of post-retirement earnings, including earnings from certificates of deposit, money market funds, stock dividends and other sources of income. Also include the monthly amount of any pensions or Social Security payments you receive. Add up your monthly income from all these sources and compare those earnings to the amount you need to live comfortably in retirement.
Seek out employment opportunities in your former field if you still have contacts at your former employer, or similar firms. You might be able to find consulting work, or part time contract positions, to help you make up any shortfall in your monthly income.
Check for temporary employment opportunities in your area. Temporary employment can be a good way for retirees to get a foot in the door at local companies, or to try out several different types of work. Many temp agencies provide temporary to permanent positions, as well as traditional temporary assignments, and some agencies even specialize in helping older workers re-enter the workforce.
Seek out ways to turn your favorite hobby into a small business. If your retirement has given you a chance to improve your golf game, perhaps you could give lessons at the local country club. If you are an accomplished photographer, you might be able to teach a photography course at the local community college. Turning what you love to do anyway into a side business is a great way to earn money in retirement and have a wonderful time doing it.
Consider selling items on eBay as a way to clean out your closet and make some extra money. Not only will you clear up some storage space, but you will also get an idea which products sell the best. Armed with that information, you can use your ample free time to scour yard sales, flea markets and rummage sales for great finds. Joining the ranks of eBay entrepreneurs can also keep you active and engaged.
Sign up for a number of freelance websites and look for projects that fit your background and interests. You spent your career gathering knowledge, and others are willing to pay you for what you know. Freelance sites can be a great way to increase your earning power and use the skills you have acquired.
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How to Make Money in Real Estate Using Sandwich Lease Options

Identify attractive properties in nice, stable neighborhoods that are likely to appreciate in value over the next few years. Hire an attorney to write a lease option that is legally sufficient and enforceable. The option is only binding on the optionor (the homeowner) and must state the term of the contract, the future sales price and the amount of the nonrefundable option deposit. Locate future possible tenants.
Rent a property with an option to buy. A long-term lease of one to five years has more potential for profit. Make sure if you decide to exercise the option that you can purchase the property anytime during the term of the contract, and that the option deposit is applied to a future down payment. Make it clear to the landlord that you intend to sublease the property.
Find a tenant who also wants to rent with an option to buy. This sublease term can't be longer than your lease term. Ideally, the tenant will be able to obtain a mortgage loan before the option to buy expires, so check her credit report to make sure that is possible. Your tenant's option deposit, monthly rent and future purchase price must all be higher than what you're paying in order to maximize your potential profit.
Collect your profits. If your tenant decides to buy, then you exercise your option with an earlier closing date than the tenant's closing. In this case you've made money on the monthly rent and the purchase price. If the tenant decides not to buy, you've made money on the monthly rent and the nonrefundable option deposit, and you can let your own option expire, renew it and repeat the scenario with another tenant, buy the property or walk away. Any way you do it, you've made a profit.
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How to Sell Cell Phones Online for a Home

Find an affiliate program. This is the easiest way to begin selling cell phones as it requires nothing to join and most programs will pay you up to $50 per sign up. Generally the phones are free if the customer signs up for a contract. See resources below for a list of potential affiliate programs.
Build your website. Most of these affiliate programs come with pre-built websites that are populated with all of the products and accessories. You just need to purchase a domain name and forward it to your affiliate link. To purchase a domain name you can go to sites like Godaddy, NameCheap, or Name.com.
Drive Traffic. Once you have your website set up, you will need to drive traffic to your site. There are several ways that you can do this. You can start off with paid traffic using pay per click traffic from sites like Google, Yahoo, or MSN (see resources). You can also purchase banner ads on sites like MyAds, AdBrite, or Facebook. If you don't want to buy advertising then you can write articles doing reviews of the cell phones and submit them to sites like EzineArticles, or GoArticles. You can also create video reviews of the cell phones and submit them to YouTube.com.
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