Showing posts with label income. Show all posts
Showing posts with label income. Show all posts
Tuesday, September 22, 2015
How to Make Extra Money if You're a Teacher (8 Steps)
*Look for seasonal employmentThe first thing you can do is look for seasonal employment in the summer. Many teachers are hired as 'temps' to do clerical work in offices. Other teachers I know work at country clubs or pools, or they work for outdoor painting companies. I also have known some educators who have started their own part-time businesses in landscaping and painting. A few of them continue work in the evenings during the school year, while others have summer-only businesses. Because tourist attractions often need more employees in the summer, teachers can work as tour guides, ride operators, or gift shop employees as well.
*Go into business for yourselfOne thing teachers can do in the summer is design crafts or projects and sell them at craft fairs. Because the initial start up of buying a cash box, fire extinguisher, displays, tent and folding tables (all of the things needed at fairs) can get expensive, it is often a good idea to go into business with someone else. That way you can take turns working the fairs and you can also have fun working together if you wish. I ran a tie dye onesie business for a few years that was very successful. When it became too much to do after I had a child, I sold tie dye onesies on consignment at local children's resale shops instead. There are lots of opportunities to make and sell items at resale shops including boutique bibs, burp cloths and baby barrettes.
*Resell items for moneyTeachers can make additional income by finding items at yard, garage, and estate sales. They can resell items at flea markets, children's resale shops, or on eBay. Some teachers save items all year and have a three-day holiday weekend garage sale, which can help generate some income for a fun vacation. I have also known a couple of teacher-gardeners who grew extra vegetables and maintained part-time vegetable stands over the summer.
*Work a retail part-time job for the discountsMany teachers work at retail shops in the evenings, being sure to limit hours and availability. Because retail clothing outlets often give a discount to their employees, the discount can help out with school clothing expenses.
*Become a part-time employee in the service or real estate industryin the There are also opportunities for teachers as part-time (evenings and weekends only) real estate agents. Additionally, some teachers opt to be part-time bartenders and servers. (Speaking from experience, I can tell you that it's probably best to wait tables outside of your district so you don't run into parents or students, which can be awkward!) I've known teachers who have worked as nannies, as pizza delivery drivers, and as house or pet sitters.
*Sell products at home partiesTeachers have the opportunity to sell products at in-home parties for companies such as Pampered Chef, Lia Sophia, Avon, Mary Kay, Party Lite, and Silpada. They can book parties as little or as often as they wish, and many products can also be sold to fellow teachers at school.
*Work at an education-related part-time jobThere are some more traditional teaching-type jobs that teachers can hold part-time. They can advertise as tutors in the paper, on Craigslist and at grocery stores. They always have the option of working at a tutoring center such as Sylvan or Kumon. If they have good writing skills, they can edit papers for college students by posting ads on university campuses. (A good brochure offering your editing and revising services is a good idea. You can also expand and offer to help with resumes and business letters.) Also, teachers can hold summer book clubs for profit by advertising in their neighborhoods. (Pick a book and an age/reading level, and hold discussions and serve snacks in your home.)
*Cater to your co-workersOne last very creative idea I've seen is to offer a boxed lunch on Fridays to your colleagues. Since teachers often can't leave for lunch, a lunch treat on Fridays is an easy sell to fellow teachers. (Of course, you'll need to get permission from an administrator to do this first.) Place a menu and sign-up sheet in the teacher's lounge a week ahead of time. Offer one choice to keep things simple and expand later once you get the hang of it. Packaged or box lunches containing a dessert, sandwich and two sides can be sold for $7 or $8--or possibly more. Ideas include fresh fruit, pasta salad, a serving of caesar or mixed green salads, dessert bars, chicken salad croissants. By posting your menu and sign up a week ahead of time, you'll be able to determine how much and what to buy. Be sure to wrap boxes well to make them appealing--grosgrain ribbon is nice and relatively inexpensive in bulk. Write the name of each customer on your boxes and place in the teacher's lounge refrigerator for people to pick up. That way you don't have to worry about delivering them. It's easy and teachers love it!
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Sunday, September 20, 2015
How to Make Money off a Peddler's License in Arizona
Identify a gap in the market. Think about what would sell well in the location in which you plan to trade. If you can identify an area close to you that would benefit from a peddler selling refreshments, consider setting up a food and drink stall. If you want to sell your own arts and crafts, look for a spot with heavy footfall that attracts the type of demographic that would be interested in your work.
Calculate your prices. Work out how you'd need to price your goods to turn a decent profit. Factor in the price of your raw materials, income tax deductions, fuel for transportation, your time and any other costs involved in your peddling venture. You'll also need to add sales tax on top of your final figure. The amount you'll need to add in sales tax will depend on where in Arizona you plan to trade. You can find information about sales tax in Arizona counties and cities on the Arizona Department of Revenue website.
Contact your local city or county government offices to find out if you need a peddler's license. You'll also need to ask if you need to meet any health and safety requirements or submit to a health inspection. The method for applying for a license will vary depending on the jurisdiction where you plan to trade. You may not even need to apply for a license if you're selling certain goods.
Buy a vehicle or a stall from which to trade. Make sure any equipment or inventory you invest in meets the requirements of your local licensing office. If you plan to sell your wares by going door to door, buy smart clothes and spend money on making yourself look as presentable as possible.
Apply for a peddler's license from the Arizona city or county government office that has jurisdiction over the area in which you plan to trade, if you require one. The method for doing so will vary from place to place. You'll usually need to submit recent photographs of yourself and a description of where you plan to trade, provide fingerprints and pay a fee. You also may need to submit to compulsory inspections.
Register for transaction privilege tax, or sales tax, with the Arizona Department of Revenue.
Work on making the stall or vehicle you plan to sell from as inviting as possible, or perfect your patter, and get selling.
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Monday, September 7, 2015
Easy Way to Make Money Online Without Buying Anything
Sign up at paid-to-click sites. There are many sites that will pay you to click on ads, pay you to read emails and pay you to post in forums. The work can be a little boring, but it is definitely an easy way to make money. Some sites will pay you only a few cents per click or email but those cents add up. You can visit sites such as Cash Crate or Treasure Trooper.
Write articles. You do not have to be an English major or a writing expert to make extra income. If you can write a simple sentence, you have what it takes to make money by writing online. Many sites pay you $3 to $20 an article. You can sign up at sites such as Break Studios. Many sites will require a sample of your writing, so send them your best work. For most of these sites you can write as many or as few articles as you like.
Complete offers. Sites such as Treasure Trooper and Cash Crate will pay you to complete trial offers. You have to be careful because it is possible to lose money. When you sign up for an offer, many businesses will ask for a credit card. For example, if you sign up for a one-month trial and do not cancel your account before the trial is over, you will be charged. The key to making money with this is to cancel the offer before the end of the trial date. Once it is verified you completed the offer, you will get a payment. Make sure you have a separate email account specifically for completing offers because you might get a lot of spam.
Complete surveys. Some surveys can be short, and others can be long and tedious. Apply to as many survey companies as you can. Survey sites will ask you to complete a personal profile. Fill out as much of the profile as you can. The more you fill out, the more likely you will be chosen to complete a survey. Some sites also will choose you for more surveys if you complete the surveys on a consistent basis. You should never pay to complete a survey. You can sign up to take surveys at sites such as Survey Savvy , Hcd Research and Esearch. Create a separate email for receiving surveys because you can get a lot of spam.
Sell photos. If you like taking pictures, there are sites that will pay you for submitting your digital pictures. Some sites pay you from 20 cents to$28 per picture every time someone downloads your photo. The more photos you submit, the more you can make. Remember never to put all your eggs into one basket. Sign up with more than one site. Sites that will pay you for your photos include Dreamstime, Crestock, Fotolia, Shutterstock and 123RF.
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Sunday, September 6, 2015
How to Pay Your Bills While Going to College (6 Steps)
Assess your personal financial situation. Sit down and make a list of all bills you have to pay each month, including the amount. Tally the totals to determine how much money you need to come up with each month to keep from falling behind on your payments.
Attend a state university in your home state. Traveling outside your state to go to college is more expensive than the cost for resident students, so you can cut costs by going to a state university in the state where you reside. State universities also tend to be cheaper than local colleges, as they are funded by the government.
Get a job if you don't already have one. In order to pay your bills, you need to ensure you have regular income each month to maintain all your expenses. Visit the campus registrar's office for information about on-campus part-time work. Students who work on campus often have extra time to devote to their classwork, while still earning money to pay bills. If you can't find an on-campus job, try to find a flexible job that will work around your college schedule.
Apply for grants and scholarships. Grants and scholarships help offset the cost of your education, reducing and sometimes eliminating the need for student loans. Depending on your educational focus, income bracket and social situation there are thousands of grants available in the United States for students of all ages. Research grants and scholarships online through the Student Gateway to the U.S. Government (link in Resources.)
Apply for federal and private student loans. Many people are not keen on the idea of accumulating more debt while in college, but student loans can help alleviate the cost of college, providing you with leftover funding to buy books, supplies and even pay your bills. When filling out federal aid forms on the official FAFSA website, they may also search for federal grants you qualify for.
Apply for a student-specific credit card. Many large credit card companies have credit accounts specifically designed for college students. A credit card, when used responsibly, can help cover your financial bases on months when your cash flow is a little thin. Do not rely on credit cards to pay your bills every month, as a credit card is a bill as well and you will only accumulate more debt when you depend solely on your credit cards.
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Friday, September 4, 2015
How to To Make The Most Money Doing The Least Amount Of Work, And Make a Million Dollars
Invest Your MoneyYou work hard for your money so it's important you make your money work hard for you. Millionaires invest their money in things that build wealth. You need to do the same. You will never earn a million dollars if you don't.Buy stocks, bonds and real estate. These are amazing assets you can acquire to become rich with a million dollars. See the link in the Resource section towards the bottom of the page, it shows you how to invest.
Seek Better Paying JobsYour greatest wealth building tool is your income. Don't get too comfortable where you are, instead, seek a better paying job. Making a million dollars is much easier when there's more money in each paycheck. Getting paid more is a crucial step to making a million dollars. So make the most of your time and earn more.
Open A BusinessTry your hands at opening your own business. If you don't know how...learn! Stop making you boss money and start earning your own.Why earn $10, $20, or $30 bucks an hour when you could be earning $50, $100, or $200 per hour? Starting your own business is the fastest way to making a million dollars.
Budget & Cut CostsMillionaires buy stock and other assets. You don't have to be a math wizard or an Ivy League graduate; you just need to learn the basics. Once you learn the basics, open a trading account and start buying stocks and other assets. Real estate, stocks, bonds and franchises are wonderful assets to buy.This is the first step to make a million dollars.See the link in the Resource section towards the bottom of the page, it shows you how to Budget
Seek Government HelpMillionaires take advantage of the 'system' and so should you. Most cities and towns offer assistance to those who ask. Yes, the government does give people FREE money! You just need to look for it.Here is a personal example. I bought a 2 unit investment property in 2009. Like most homes in the area it was contaminated with lead paint. I was obligated to remove the lead in order to maintain the safety of people inside....it costs over $30,000 dollars!However, I called city hall and asked for help. They paid the entire costs of the project. Over $30,000 dollars! As a result, the market value of the property increased by about $20,000 bucks.Money saved is money earned. Think like a millionaire and find ways to make the 'system' work for you. This trick increases the chances of you retiring young and rich.
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