How to Make a Free Blogger Blog

Go to Blogger.com to create a free account. Click on “Create your free blog now” link, complete the short form, click on the checkbox to accept the terms, and click the “Continue” orange arrow.
Pick a name for your blog. Choose a blog name with good keywords that are popularly searched and have low competition. To find keywords, try WordTracker or Micro Niche Tool as listed below in the resources section.
Choose a design template from the free template choices to complete the new blog setup. Pick a design that is visually appealing and appropriate for the blog theme.
Login to the new blog at Blogger.com with your chosen login and password from Step 1. The first page is the Dashboard, and the blog will be listed under the “Manage Your Blogs” title.
Customize your blog. Click on “Settings” link, and enter a keyword-rich title and tagline or description. Click through the links on the top of the page, under the “Settings” tab to familiarize yourself with the different customization options.
Click on the “Layout” tab to arrange your page elements, edit your template fonts and colors, edit the HTML, or pick a new template. To add text, ads, or links on the blog layout, click on “Add a Page Element.” Elements can be changed anytime by clicking on the “Edit” link in the same box. Click “Save” to save all changes.
Click on the “Posting” tab to write blog posts. Enter a title, then type a blog post in the large text box. Typically, the first blog post would introduce the theme and mission of the blog. Format the text with the formatting buttons on the toolbar above the text box if you wish. Click on the orange button that reads “Publish Post” to publish the blog post to the web. To edit posts or create new posts, click on the “Posting” tab and click on the “Create” or “Edit Post” links.
Publish blog posts with quality content on a frequent, consistent basis to improve search engine optimization benefits, generate more traffic, and build a loyal blog community. Encourage interaction and answer questions on your blog. Visit related blogs and invite them to check out your blog when appropriate.
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How to Clip Grocery Coupons to Save the Most Money

Before you even start clipping coupons for the week go through your grocery store circular to see what's on sale. Come up with a grocery list based on sale items for the week.
Now that you have your list you can start cutting coupons from the newspaper or printing free online coupons (for great places to find printable coupons see the link in the Resource Section below). ONLY clip coupons for items that are either on your list, are not on your list but that you regularly use, or are currently sale and could replace another product on your list. See Step #5.
Clipping coupons for items on your grocery list is a no brainer. These are items that you'd buy anyway and now you're getting a discount on them. If you find a coupon for a certain brand of pasta, but it's different than the pasta you normally buy, try switching it up. Just make sure the price of the item minus the coupon discount is still cheaper than the price of the brand you normally purchase. This is especially important if you regularly buy store brand items.
If you come across a coupon for an item that you normally use but you don't need it this week clip it anyway. Save it in your coupon folder for one of the following situations. Use the coupon if you run out of the item, if you still have the item but it's on sale at the store (say it's 2/$5 and you have a .50 coupon), or if the coupon is about to expire.
If you come across a coupon for an item that you would not normally buy but you know the item is on sale AND it can replace something on your grocery list clip it. For example, your family usually prefers ice cream as a dessert so you have that on your list to buy. But let's say you come across a $1 off coupon for Jello Brand Pudding snacks. You know from your store's circular that the same product is on sale for $2.50 instead of the regular price of $3.00. In this case clip or print the online coupon and use it to get the pudding dessert instead of the ice cream. Your family will still be able to satisfy their sweet tooth and you can save money by purchasing an on-sale/coupon dessert instead of a full price ice cream. Get the ice cream next week when it's buy one get one free.
Go through your grocery list and put a star next to any item for which you have a coupon. Make a note of the specific brand and any special requirements (ie, must buy 2) next to the product. Immediately after you put the item in your cart, pull your coupon from your file and place it somewhere you won't miss it (the front of your file, your pocket, your cart). When you go to check out you'll have all your coupons together. This way you won't be stuck looking through a pile of clipped coupons while you're rushing to pay and risk missing one.
Don't over-clip! The biggest money trap when it comes to coupons is clipping coupons for items you never use just because it's a good deal. Who cares if you can save $1 on chips if you never eat chips. You can save $3.50 by not buying them at all! Remember, don't cut out coupons for items you wouldn't normally buy otherwise you may be tempted to purchase the item just so you can use your coupon.
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How to Convert APY to APR (5 Steps)

Add APY and 1 together. For example, if the APY is 5 percent, then 5 + 1= 6.
Divide 1 by the number of periods in a year. The number of periods in a year is usually 12, since most banks compound monthly. Ex: 1/12 = .83
Raise the number obtained in Step 1 exponentially by the number obtained in Step 2. Example: 6 ^.83= 1.16
Subtract 1 from the number obtained in Step 3. This will give you the periodic rate. Example: 1.16 - 1= .16
Multiply the periodic rate by the number of periods, since the formula for APR is the periodic rate multipled by the number of periods. The resulting number will be the APR. Example: 12 x .16= 1.92. (1.92 would be the APR)
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How to To Make The Most Money Doing The Least Amount Of Work, And Make a Million Dollars

Invest Your MoneyYou work hard for your money so it's important you make your money work hard for you. Millionaires invest their money in things that build wealth. You need to do the same. You will never earn a million dollars if you don't.Buy stocks, bonds and real estate. These are amazing assets you can acquire to become rich with a million dollars. See the link in the Resource section towards the bottom of the page, it shows you how to invest.
Seek Better Paying JobsYour greatest wealth building tool is your income. Don't get too comfortable where you are, instead, seek a better paying job. Making a million dollars is much easier when there's more money in each paycheck. Getting paid more is a crucial step to making a million dollars. So make the most of your time and earn more.
Open A BusinessTry your hands at opening your own business. If you don't know how...learn! Stop making you boss money and start earning your own.Why earn $10, $20, or $30 bucks an hour when you could be earning $50, $100, or $200 per hour? Starting your own business is the fastest way to making a million dollars.
Budget & Cut CostsMillionaires buy stock and other assets. You don't have to be a math wizard or an Ivy League graduate; you just need to learn the basics. Once you learn the basics, open a trading account and start buying stocks and other assets. Real estate, stocks, bonds and franchises are wonderful assets to buy.This is the first step to make a million dollars.See the link in the Resource section towards the bottom of the page, it shows you how to Budget
Seek Government HelpMillionaires take advantage of the 'system' and so should you. Most cities and towns offer assistance to those who ask. Yes, the government does give people FREE money! You just need to look for it.Here is a personal example. I bought a 2 unit investment property in 2009. Like most homes in the area it was contaminated with lead paint. I was obligated to remove the lead in order to maintain the safety of people inside....it costs over $30,000 dollars!However, I called city hall and asked for help. They paid the entire costs of the project. Over $30,000 dollars! As a result, the market value of the property increased by about $20,000 bucks.Money saved is money earned. Think like a millionaire and find ways to make the 'system' work for you. This trick increases the chances of you retiring young and rich.
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