How to Make a Budget With a Commission Income

List your set monthly expenses in one column. These are your necessities, including food and gas for your car. Create a second savings category where you will put money each month to cover your low months. Finally, list your luxury expenses in a third category. These expenses may be eating out, clothing and entertainment -- expenses you can manage without if you needed to for a month or two.
Take the total amount you make in a year and divide it by twelve. Your entire budget should be equal to this amount or a bit less to cover your expenses. Look at your lowest pay period for a month. You need to set aside money to cover the difference for this month and other low months.
Look at your pay periods and determine how many of the months are equal to or more than your set budget. Then determine how many are less than that amount. Add up the amount you are short for all of your lower income months. Divide that amount by your good months. You need to contribute that amount to your savings category to cover your low months before you spend on luxuries.
Compare your commission for the next month with your current budget. Assign each expense listed an amount until you run out of money. Contribute to your savings before you spend on luxuries. If you fall short, transfer money from your savings category to cover your necessities for the month and do not spend on luxuries.
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How to Calculate Vacation Time Earned in Work Businesses

Review personnel policies and union contracts to identify the annual vacation benefits for the job classification. The policy will typically state that a managerial employee with up to five years of service earns 10 days per year, with up to 15 years of service earns 15 days per year and after 15 years of service earns 20 days per year.
Identify the rate used by your company to calculate the total hours in a year. Most companies use 2,080---factored by multiplying 40 hours per week by 52 weeks---although some organizations use 2,087, which is the actual amount averaged over time, including leap years.
Verify if the vacation is paid only on hours actually worked, or if employees earn vacation time while on leave. In most cases, the employee will earn vacation while on vacation. In this case, you will not need to perform any additional calculation. However if the vacation is earned only on hours worked, deduct the amount of annual vacation from the total annual hours. For example, an employee earning 10 days vacation per year would deduct those 10 days---or 80 hours---from a total of 2,080 days in the year, to get a new figure of 2,000.
Multiply the number of days of vacation by eight to get the total annual amount in hours. Then divide that amount by 2,080---or adjusted amount, if vacation is only earned on hours worked---to get the hourly accrual rate. For example, an employee eligible to earn 10 days per year would calculate the hourly accrual as follows: 10 x 8 = 80; 80 / 2,080 = 0.038461538461538 per hour.
Calculate the accrual rate per day by multiplying the hourly accrual rate by 8. Obtain the weekly rate by multiplying the hourly accrual rate by 40, and get the biweekly pay period rate by multiplying the hourly rate by 80.
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How to Convert Hours to College Units Earned (3 Steps)

Add the time that you spend in class during one week of a particular class. If you haven't begun a class yet or are simply inquiring, ask the registrar or other qualified personnel.
Equate the total hours that you spend in class each week to the amount of college units that you will earn for that class. For example, if a class meets for an hour on Mondays, Wednesdays and Fridays, you would earn 3 units for the successful completion of that class.
Consult a college employee involved in academic affairs to find out the specific policy for your college. Although weekly hours usually has a direct relationship to units earned, your academic institution might have a different system.
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