How to Earn a Secondary or Passive Income

First grab a pen and a piece of paper. At the top write down your unique situation such as: 'I am a broke college students that needs $200 extra a month for my car payment.' OR 'I am a stay at home mom with small children that could use $400 extra a month.' Whatever your situation write it down!
Take a cold, hard look at your schedule. Is your schedule flexible enough to allow you to work one, two, or three days a week? What about a few hours in the afternoon? What about weekends? Can you work nights?
Sit back and consider what you're good at. Can you cook? Do you like to clean? Can you help tutor people? Can you keep children? Are you good with people? Do people always comment on how organized you are? Do you like to write? Write it down!
Take inventory! Is there anything you can sell? Are there any services you can offer such as babysitting, pet sitting, house sitting, answering phones, organizing files, freelance writing, house cleaning, or cooking meals? Could someone use your services? Try advertising with flyers at your local grocery store and see what kind of responses you get!!
Consider if you can rent anything such as a spare bedroom, your basement, even your garage! People are always looking for an inexpensive place to live!
Get creative! What do you like to do? Paint? Well, why not sell your artwork over the internet? Do you like to cook? Why not cook a few meals a week and see if anyone would like to buy? You'd be surprised at how often a secondary business or hobby often becomes an excellent source of primary income! Keep your mind open to all kinds of possibilities! There are hundreds of ways to make a legal, secondary income!!
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How to Make Money by Jobbing in the Stock Market

Open a brokerage account that lets you buy and sell stocks and bonds. You can opt to work through a traditional brokerage account, where a broker provides personalized service and advice. The fees for a traditional account often make them prohibitive for the frequent buy-and-sell pattern of stock jobbing. Online brokerage accounts, which provide minimal personalized service and advice, provide the advantage of much lower fees for trading, which lends itself to jobbing.
Understand how a stock chart tracks the past performance of a stock in terms of price. Stock charts typically include graphs that show price movement as jagged lines that cover days, weeks or months of past trading. Some charts represent price movements as vertical bars, called candlesticks, that show the top and bottom prices for a given day.
Understand the support and resistance levels of stocks. Some stocks will persistently fall to a particular price, rise to a particular price and then fall back to the original price. These are the support and resistance levels. The support level, at which the price bottoms out, represents the point at which demand picks up and investors begin to buy. The resistance level, at which the price peaks, represents the point at which demand falls off and investors begin to sell the stock.
Choose an appropriate stock to purchase. Stock selection for jobbing requires you to research the market. The right stocks exhibit ongoing price fluctuations but with relatively predictable support and resistance levels. After you find a stock that shows volatility, but within predictable limits, you wait for the stock to reach its support level and then purchase shares. After the stock reaches its resistance level, you sell the stock shares and pocket the difference. To make stock jobbing profitable, you need to select stocks that demonstrate a large enough difference between support and resistance levels that, when you sell, you make enough to pay the fees and taxes but still make a profit.
Pay your taxes. You are responsible for paying short-term capital gains taxes at your current tax rate for profits on stock jobbing. The Internal Revenue Service may require you to pay estimated tax payments on jobbing profits. Consult with your accountant to determine if or when you need to make payments.
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How to Calculate Vacation Time Earned in Work Businesses

Review personnel policies and union contracts to identify the annual vacation benefits for the job classification. The policy will typically state that a managerial employee with up to five years of service earns 10 days per year, with up to 15 years of service earns 15 days per year and after 15 years of service earns 20 days per year.
Identify the rate used by your company to calculate the total hours in a year. Most companies use 2,080---factored by multiplying 40 hours per week by 52 weeks---although some organizations use 2,087, which is the actual amount averaged over time, including leap years.
Verify if the vacation is paid only on hours actually worked, or if employees earn vacation time while on leave. In most cases, the employee will earn vacation while on vacation. In this case, you will not need to perform any additional calculation. However if the vacation is earned only on hours worked, deduct the amount of annual vacation from the total annual hours. For example, an employee earning 10 days vacation per year would deduct those 10 days---or 80 hours---from a total of 2,080 days in the year, to get a new figure of 2,000.
Multiply the number of days of vacation by eight to get the total annual amount in hours. Then divide that amount by 2,080---or adjusted amount, if vacation is only earned on hours worked---to get the hourly accrual rate. For example, an employee eligible to earn 10 days per year would calculate the hourly accrual as follows: 10 x 8 = 80; 80 / 2,080 = 0.038461538461538 per hour.
Calculate the accrual rate per day by multiplying the hourly accrual rate by 8. Obtain the weekly rate by multiplying the hourly accrual rate by 40, and get the biweekly pay period rate by multiplying the hourly rate by 80.
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