How to Make Samoan Money Leis

Get fresh new bills from the bank. Don't use crumpled, limp, torn, or dirty bills for the lei.
Lay each bill out and fold it accordion style in ¼ inch segments.
Tie the ribbon around the center of the bill and knot it twice.
Slide a silk flower onto the ribbon and then tie on the next folded bill. Alternate flowers and bills until you have used up all the bills. You can also alternate pieces of origami paper, folded in the same way as the bills, between the bills and/or flowers.
Tie the ends of the ribbon together with a double knot. Let the bills fan out.
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How to Make Money With Rising Interest Rates (5 Steps)

Buy an inverse or short bond fund exchange traded fund (ETF). As interest rates rise, the prices of long bonds will fall to reflect the higher yields. The price of an inverse or short bond ETF like the ProShares Short 20+ year Treasury (TBF) will go up as the price of the bonds goes down, enabling you to profit from the price drops.
Ensure that your savings accounts or other interest bearing bank accounts are all variable-rate accounts, so that the interest rates will rise in line with the market.
Set up a 'bond ladder' with your CD investments. This means that you invest in a series of CDs (certificates of deposit) with different maturities. As each one matures, you reinvest in a slightly longer maturity again, keeping the ladder intact. When interest rates rise, this ensures that you will have CDs maturing soon after the higher rates come in, enabling you to quickly reinvest at preferential rates.
Invest in floating rate notes (FRNs) rather than fixed-rate bonds. These reset their interest rates at set periods, usually every three months, based on a predetermined formula. This is usually a margin over London Interbank offered rate (LIBOR).
Ensure that your equity portfolio is concentrated in sectors that will benefit, or at least not suffer, because of rising rates. These include financials, as banks benefit from the wider spread between the rates charged to borrowers and paid to savers as underlying rates rise. Consumer staples also hold up well in times of rising rates. Demand for products from companies such as Coca-Cola (KO), is stable at such times.
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How to Earn an Income on the Internet

Calculate how much money you need to make. Add up all your bills and the typical amount you spend on food, gas and other items in a month to figure the minimum you need to make each month. Don't forget to account for self employment taxes.
Open a PayPal account, since this is how many companies prefer to do business over the Internet. All you need is an email address and a bank account to sign up. PayPal protects both parties in a transaction by keeping bank account information private.
Search for clients who are hiring freelance writers and apply to provide work for them. Craiglist, Freelance Writing Gigs and Online Writing Jobs list freelance jobs, so start your search there. Keep a variety of clients to protect your income in case you can't find more work with one of your clients.
Sell items through an online marketplace like Craigslist, eBay or Amazon. You can find items to sell in your own home, or you can buy them from yard sales and thrift stores and sell them for a higher price. Anything from antiques to electronics adapters to left or right shoes sells online, so use your imagination.
Apply to work as a telecommuter. More companies are allowing employees to work from home as customer service representatives and support staff, so check sites like Craigslist, Indeed and Simply Hired for openings. While you do work from home in these positions, your hours may not be as flexible as if you work as a freelance writer or online vendor.
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How to Make a Money Transaction Over the Internet

Navigate to the Paypal Website. Click 'Sign Up' to create a Paypal account.
Verify your new Paypal account. After creating an account, you will be asked to verify your bank information by reporting a Paypal deposit in your account (usually 2 to 4 cents).
Click on send money. Once your account is verified, you can make a money transaction with anyone else who also has a Paypal account.
Enter the email address or phone number of the person who is to receive your payment. If you send money to an email address or phone number of someone without a Paypal account, he will be prompted to easily create one.
Enter the amount and payment information. You can pay using funds from your bank account, credit card or Paypal account balance. After confirming the amount, click send money to finish the transaction. Paypal will email you a receipt.
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How to Build a Savings Interest Calculator in Excel

Open a new spreadsheet in Excel.
Label row 1 as follows: A1 is 'Date,' B1 is 'Balance,' C1 is 'Additional deposits' and D1 is 'Interest.' Format columns B, C and D as currency by selecting the columns and clicking on the dollar sign button in the 'Home' tab. (Users of Excel 2003, click the dollar symbol on the Formatting toolbar.)
Call your bank or look at your account online to find out when the bank adds interest payments to your account.
Fill in column A with interest payment dates, starting with the most recent date your account received an interest payment. If your bank adds interest payments monthly, use monthly dates (October 1, November 1, etc.); if it pays annually, add dates by year. For example, if your last interest payment was October 1, 2009, the next date will be October 1, 2010.
Type the current balance of your savings account into cell B2.
Fill in column C with additional deposits. If you deposit $500 into the account in the interval between interest payments, enter '500' in cells C2, C3, and down as far as you'd like. If you deposit irregularly, leave those cells blank but enter figures each time you make a deposit. You can combine these approaches, entering a minimum figure and adding to it if you make more deposits.
Enter the following calculation in cell D2, without the quotation marks: '=B2+C2+x
(B2+C2)' where x is the interest rate. The interest rate type--daily, monthly, annually or other--must match the intervals between the dates in column A (step 4). Remember to multiply the interest rate expressed as a percentage by .01. So a 1.5 percent interest rate calculated once a year gives you a multiplier of 0.015. In this case your formula would be '=B2+C2+.015
(B2+C2)'. If the same interest rate was applied monthly instead of annually, your formula would be '=B2+C2+(0.015/12)*(B2+C2)'.
Copy cell D2 and paste in cells D3, D4 and on down as far as you'd like.
Navigate to cell B3 and type (without the quotation marks) '=D2'. This will cause Excel to display the formula result--your account balance after the interest payment--in cell B3.
Copy cell B3 and paste in cells B4, B5 and on down as far as you'd like.
Save the spreadsheet and close it.
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