How to Earn Extra Money By Clicking Online Ads

YouData is the lastest and best paying 'paid per click' site I've found so far. Signing up for YouData is easy and quick. Best of all, you get paid just about every week or so, so you aren't waiting an entire month to collect money for clicking on ads. Advertisers actually pay you to click on and check out their ads. It's that simple. You can also get paid cash by referring others to YouData. All payments are linked to your PayPal account. Just follow the link located in the resource section of this article for more information.
Advercash is another easy and simple site to get paid for clicking on ads. You can also make money through Advercash by referring people to the site, completing easy and free offers, and invest in auctions. Advercash pays much like YouData in that it's pay per click amounts are higher. Once you've made $12.50 in cash, Advercash will credit your PayPal account. Check out the resource list below for more information.
WordLink also pays it's members to click on ads, though the payments are not quite as high at YouData or Advercash. Signing up for WordLink is easy and you can also earn extra cash by gaining referrals and reading emails. WordLink pays you when you earn $10.00 and will pay you through PayPal. Check out the link below for more information.
NeoBux pays you to click ads as well and keeps the payout low. When you earn $2.00 your first payout, you get paid then. The cash amount increase for each payout, but stays at the minimum of $10.00 when you get to that amount. You can also earn money by referring others to NeoBux. NeoBux offers a forum to help you learn more and earn more income by talking to others. Check out the resource list below for more information.
Mini Manyhandprints pays you to click ads and also gives you cash for referrals. Plus, when your referrals click on ads, you get money for that too! Signing up is super easy and payout is only $1.00 if you choose. You do have to sign up for AlertPay rather than get payments through PayPal, but Alert Pay is just as easy to use. Check out the resource list below for more information.
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How to Build a Savings Interest Calculator in Excel

Open a new spreadsheet in Excel.
Label row 1 as follows: A1 is 'Date,' B1 is 'Balance,' C1 is 'Additional deposits' and D1 is 'Interest.' Format columns B, C and D as currency by selecting the columns and clicking on the dollar sign button in the 'Home' tab. (Users of Excel 2003, click the dollar symbol on the Formatting toolbar.)
Call your bank or look at your account online to find out when the bank adds interest payments to your account.
Fill in column A with interest payment dates, starting with the most recent date your account received an interest payment. If your bank adds interest payments monthly, use monthly dates (October 1, November 1, etc.); if it pays annually, add dates by year. For example, if your last interest payment was October 1, 2009, the next date will be October 1, 2010.
Type the current balance of your savings account into cell B2.
Fill in column C with additional deposits. If you deposit $500 into the account in the interval between interest payments, enter '500' in cells C2, C3, and down as far as you'd like. If you deposit irregularly, leave those cells blank but enter figures each time you make a deposit. You can combine these approaches, entering a minimum figure and adding to it if you make more deposits.
Enter the following calculation in cell D2, without the quotation marks: '=B2+C2+x
(B2+C2)' where x is the interest rate. The interest rate type--daily, monthly, annually or other--must match the intervals between the dates in column A (step 4). Remember to multiply the interest rate expressed as a percentage by .01. So a 1.5 percent interest rate calculated once a year gives you a multiplier of 0.015. In this case your formula would be '=B2+C2+.015
(B2+C2)'. If the same interest rate was applied monthly instead of annually, your formula would be '=B2+C2+(0.015/12)*(B2+C2)'.
Copy cell D2 and paste in cells D3, D4 and on down as far as you'd like.
Navigate to cell B3 and type (without the quotation marks) '=D2'. This will cause Excel to display the formula result--your account balance after the interest payment--in cell B3.
Copy cell B3 and paste in cells B4, B5 and on down as far as you'd like.
Save the spreadsheet and close it.
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How to Have a Successful Counseling Private Practice

Begin outlining a business plan for your counseling private practice by assessing your goals and needs. Write down the answers to the following questions: How much do you need to earn? How much will you charge per session? How many clients can you reasonably expect to see per week? What type of clients do you want to work with? What specialty areas are you most interested in? How much time will you need to devote to managing your business? Will you accept insurance? Do you currently have any clients? What is your client turnover rate? Do you have established relationships with other providers or organizations that will provide ongoing referrals to your practice? What relationships could you develop to establish ongoing referrals to your practice? Be certain to reassess your practice and goals at least monthly to stay on target.
Establish a network of potential referral sources to your counseling private practice. One way to establish a referral base is to make referrals to others. Sending new clients to other providers will open the door to future reciprocal referrals. Ask other providers for referrals. Contact organizations and providers you know or that work within your area of specialty and ask for referrals. Set up meetings with potential referral sources to discuss their needs and how you might be able to help. Maintaining good relationships with current referral sources and continuing to develop new referral sources will be critical to the success of your counseling private practice.
Decide early on whether or not you will accept insurance. Living off co-payments while waiting for reimbursement from insurance companies can intensify the challenges of starting a private counseling practice. Do you have enough savings reserved to see you through until you have an established clientele? Accepting insurance also means incurring additional costs to handle coding, billing and following up to collect payments. Accepting insurance may also mean accepting a lower rate for your services. Be certain you weigh the long-terms costs of filling your practice with low-paying insurance agreements. Expect to hire an experienced individual or company to handle your billing and bookkeeping. Establish and clearly communicate your rates and payment terms to clients during your initial conversation with them. Maintain clear boundaries when it comes to payments. Bending your rules repeatedly to accommodate patients who do not pay can have damaging therapeutic results, in addition to impacting your income.
Spend less than you earn and always spend less than you budget. The spacious office in the swanky office park might feel good, but it increases the amount you will be required to earn and collect each month. Aim for a quality space that is less than what you have budgeted, never more. Shop for furnishings at home stores, not office supply stores. If you do not want to work alone in your office, consider sharing office space with other professionals before hiring a receptionist you might not need. Carefully consider the need for hiring employees and understand the full cost of salaries, benefits, employment taxes and payroll preparation. Question each business expenditure and the underlying reason for it before you purchase. Avoid long-term financial commitments for business services until they have proved to be essential.
Provide excellent care to your clients and thank them for the hard work they put into their own counseling. The quality of care that your clients receive from you is your greatest strength in creating and sustaining a successful counseling private practice. Consider placing a sign in the waiting room thanking clients for their confidence by referring others. Clients may not know that it is okay to refer family and friends. Providing excellent care in your counseling private practice also strengthens relationships with referral sources as clients report back to them the high quality of care they are receiving. Be certain to keep in touch with referral sources by providing regular progress reports. Always thank your referral sources and update them on your availability.
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How to Make Money and Get Rich with Passive Income

Invest in stocks. Stocks appreciate in value, pay dividends and are a great source of passive income. Stocks make money in such large quantities that, overtime, they could eventually replace your income.
Buy Bonds. Bonds provide passive income in the form of interest payments. Essentially, buying bonds is lending money to a business. In return, you make money by collecting interest every year. At the end of the loan, you receive the original amount you lent out.
Collect royalties. Royalties are stems of passive income paid to people for the usage of a certain asset. Often times, royalties are collected by writers, actors, inventors, and owners of land and patents. For example, imagine you own a piece of land that has large quantities of marble stone. If you rent the land to a marble factory that mines and sells the stone, you could collect royalties from all the marble it sells.
Buy real estate. Real estate is a great way to make money and earn passive income. Real estate provides money in the form of rent and also appreciates in value over time.
Open a business. Building a business is a great way to earn passive income and get rich. However, it is a bit more difficult and involves a lot of upfront work.
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