Showing posts with label bad. Show all posts
Showing posts with label bad. Show all posts
Tuesday, September 8, 2015
How to Get Reinstated on eBay (5 Steps)
Determine why your account has been suspended. eBay sends you an email explaining why it has taken this action. You may also find this information if you didn't get the email by logging into the messages section of 'My eBay.'
Pay off any outstanding balance that you owe eBay. Most suspensions are for non-payment. Clearing your balance should automatically reinstate your account.
Look for any other reason why your account is blocked. Other reasons can include a bad email address, unauthorized transactions or activity limits set on your account.
Contact eBay to resolve any of these issues. You can respond directly to the suspension notice via email, or you can contact eBay through the website.
Appeal any unpaid item strikes that appear on your account. Contact a seller directly if he placed a flag on your account. Otherwise, file the Unpaid Item Appeal Form with eBay and provide proof of payment (see Resources).
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Tuesday, September 1, 2015
How to Earn Back Good Credit
Pay off any debts you have now. Call up each one you have a debt with, whether they are collection agencies or the business you owe the money to. Get all of your bills together and figure out how much you can pay each one per month. Call each one and tell them how much you can pay each month. They will set you up with a payment plan and send you a bill each month for your new monthly payment. Pay the bills as soon as they come in every month.
Obtain a credit card for people with bad credit (see Resources below). You will have to pay an annual fee and a fee to get the credit card started. This may seem frivolous at first, but this may be the only way you can get a credit card. Once you have paid the annual fee and any other fees associated with this new credit card, you can start charging, but do so carefully--charge a small amount (an amount you know you can pay off each month). When the bill comes in, pay your entire balance off, not just the minimum payments.
Pay more money on your debts when you can. The only way to keep the bills out of collections is to call the billing department and set up a payment plan, and follow through by paying the agreed-upon payment every month when the bill comes in. If, for any reason, you are not able to make the payment, call as soon as possible to sort something out.
Sign up with an agency that will track your credit for you. Privacy Matters can track your credit report for you for a low monthly fee. It will alert you every time something changes with your credit report. This will ensure that you are aware of everything going on with your credit (see Resources below)
Limit how much you allow people to access your credit report. Anytime you apply for any type of credit (loans, credit cards, gas cards, department store cards) you are allowing them to access your credit report. This will show up on your credit report, and the more people you have accessing your credit report, the worse it looks.
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