Showing posts with label stick. Show all posts
Showing posts with label stick. Show all posts
Tuesday, September 29, 2015
How to Get Money for Free (4 Steps)
You can find money for free in all kinds of places. Some of my favorites are the couch, the dryer, my own pockets and junk drawers. The reality is that the change that collects in these places rarely makes it out and almost never makes it into your bank account. Make it a point as you are on the couch watching Bonanza to stick your hand down in the cushions and see what you find.
Find it. Pay phones and vending machines have a little slot where the change drops out if you put too much cash in. This is a great place to get money for free as people often don't bother to grab their dime or nickel or whatever. Also, as you walk around, especially in malls and department stores, keep your eyes on the ground. There is change and even bills kicking around all the time, you just don't notice it. The great thing is that this does not require any extra effort.
Ask for it. In order for this to fit into the theme of the article, you will have to do this randomly as you go throughout your day. That's the most effective way anyway plus it keeps you from appearing as a transient.
Clean the car. Seriously, it needs it anyway. Make it a point to clean out the pennies from underneath the seat. Even pennies add up. Stick your hands down in all the crevices. You never know where you will find money for free.
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Monday, September 28, 2015
How to Learn the Value of Money (5 Steps)
Don't use credit cards. When you use credit cards, you don't feel the immediate cost impact of your purchase. When you pay for all of your expenses with cash, you see it quickly diminish and realize how quickly the cost of things add up.
Make a budget and stick to it. Set an allotment for donations to charity and set aside up to 10 percent for savings if you can afford it. Evaluate your budget every week and see how much you have strayed off course or how well you have done.
Talk to people who don't have a lot of money. If you have enough money that you can afford almost everything you want, it may be hard to understand the value of money. Ask someone who doesn't have a lot of money how he is able to pay the bills.
Earn an income and figure out how long it takes to earn the money to buy something. If you make 10 dollars per hour, when you go to buy something that costs 30 dollars, such as a nice dinner out, think about how it took more than three hours of work to pay for that dinner.
Look at your paycheck and add up what percentage goes to pay for taxes. Consider what those taxes could have purchased if you had the money. You will see how quickly money is spent without even knowing it. You don't have a choice about taxes, but this should encourage you to make the best choices with the money you do have.
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