Showing posts with label longer. Show all posts
Showing posts with label longer. Show all posts

Sunday, September 20, 2015

How to Make Quick Money As a Teenager


Advertise your babysitting services. Many working parents are often in need of someone to care for their children for a few hours and will pay for your services in cash at the end of your shift. You can post flyers in your neighborhood or advertise in local newspapers.
Offer to do yard work. Many people either do not have the time to care for their grass and plants or do not enjoy the work. Consider offering your services to your neighbors on a weekly basis. You may need equipment such as a mower, rake and shovel if your clients do not have these items.
Sell items you no longer need or use on Ebay. You can also approach your neighbors and offer to help them sell their unwanted items on Ebay for a fee or for a percentage of the sale price.
Make and sell crafts. If you enjoy crafts, you can sell the items you make to friends, school mates and neighbors or online at websites such as Etsy and Ebay. Popular craft items include jewelry, t-shirts and knitted or crocheted products.
Walk dogs. Some dog owners do not have the time to walk their dogs and often need someone to help when they are away. You can charge for your services on an hourly basis. You can also offer lodging and care for the pet when the owner has to travel.
Offer tutoring services. If you are strong in subjects such as maths and science, you could tutor children for a set fee per hour.
Make backgrounds for MySpace and Twitter accounts. Many members of these popular social networking websites want personalized backgrounds instead of the standard sets that the websites offer. If you have design or graphics skills, you can provide this service and have your clients pay you when you deliver a finished project. Consider setting up a website to advertise your services and a Paypal account to receive payments.
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Tuesday, September 15, 2015

How to Become a Loan Officer


Take courses at the local colleges or universities for degrees in finance, economics or a related field. To work in banks and move up the career ladder, institutions look for degreed applicants first. If not able to get a degree, start working in the field and educate yourself on the lingo and processes. This will take much longer, and you will eventually hit a ceiling where you will need a degree.
Market yourself. Go to dinners, parties and gatherings with your business cards. Your child's school activities and extracurricular sports all have parents who may be looking for a loan now or in the near future. Don't be pushy, and don't get offended when you find your cards in the couch cushions; they may have a loan officer in the family.
Take technology-based courses to keep up with the growing need to be computer literate. This will be a huge plus on your resume since the field needs fewer loan officers due to the growing ease of finding loans on the Internet.
Be open, friendly and honest with all the potential customers and real estate contacts you make, even if you don't like the person. Word of mouth and day-to-day contacts can bring you business.
Join a team or office that consists of real estate agents, a mortgage broker and loan processors. This group of people will all be interdependent on each other to make sales and money. You may have to share your fees, but it will get your name in business circles and educate you on the processes that each person does.
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Friday, September 11, 2015

How to Write a Good Blog.... and Make Money Doing It


Decide who your target audience is. Write content that pertains to one subject or area instead of writing about many things; this will make it easier to work with companies you want to pay you for blogging. People interested in the subject matter will also frequent your blog, thereby creating an audience.
Use a conversational tone in your blog if it is directed at the average person or a business tone if you are writing for a company. Use proper grammar in your blog and run Spell Check. Errors and improper sentences will make your blog appear amateur and will not be taken seriously by people who could buy advertising space on your blog.
Write entries that are long enough to express all of your thoughts and ideas, but are manageable. People tend to have a short attention span on the internet, so longer blog entries should be divided into a series of posts. Add links and photos for additional information and to emphasize the ideas presented in your blog.
Write original content on your blog that is interesting, informative and useful. If you review an item and are paid to do so, ethically you must state you were given the item to review. Use bold statements to highlight important or interesting parts in the blog, such as key phrases or whole sentences. People often scan things on the internet, and bold letters will jump out of the screen.
Join blogging communities that offer contests to bloggers. Companies -- including hotel chains and cosmetic companies -- offer contests to bloggers who write entries pertaining to their products. The best entry will win a gift card, money or free products.
Sell advertising space on your blog. Set a price for ads in the columns of your blog and list a place for potential advertisers to contact you. You can also sign up for advertising websites that will list your blog's empty space for sale, but you must apply for these sites.
Sell products you make yourself on your blog. You can make T-shirts, jewelry, homemade soap and other items to make money. Use your blog as a platform to sell your wares or sell memorabilia for your blog, if it takes off. Pens, caps, T-shirts and other items with your blog's name and address listed on them are a few examples.
Add widgets, like Barnes and Noble and Amazon affiliates, to your blog. When people click the links on your site and make a purchase, you earn a small percentage. You can tailor these widgets to fit the content of your blog.
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Friday, September 4, 2015

How to Make a Million Dollars in the Stock Market


Open an IRA or account that allows money to grow pre-tax. The government wants its people to be wealthy, which is why they've allowed people to open investment vehicles like IRAs that don't get taxed until you retire. If you own your own business, there are other versions of IRAs, which allow you invest even more money each year than if you are an individual.
Start early and invest often. The biggest proponent on your side is time. The longer you invest, the more money you will make. At about a 7 percent interest rate your money doubles every 10 years. Now, of course there are some years where you earn 12 percent on your money and others where you squeak out 2 percent. But it's all about the long-term picture.
Accumulate $75,000 by the time you are 28 years old. Following our example of money doubling every 10 years, this will give you about $1.2 million by the time you are 68 years old. Throw in whatever pension or 401(k) plan you accumulated during your working years, the average person would easily be able to retire in their mid-fifties. So the simple goal is to put aside $7,500 per year, or $625 per month or $20 per day. (Note that at current IRA limitations, you would have to open a separate brokerage account for $2,500 of the $7,500.)
Invest in the S and P index. Every money manager on Wall Street tries to beat the S and P. The S and P is an index that represents the broadest breath of the stock market and holds 500 of the top companies found in the US and abroad. So if the economy is flying, the S and P may earn 15 percent in a year. If we are in weak economic times, then it may only earn 3 percent. But since 1871, the S and P has returned an average of 9.4 percent (ahead of previously discussed projections.) And if you move forward in history that number gets as high as 13.4 percent per year from 1980 through 2005. (Which includes the dot-com bubble.)
Leave your money alone. Unless catastrophic events occur, the moral of the story is buy and hold. That's not to say that you should have some other money on the side that you invest more aggressively. But keep your original nugget of cash working on the side. Follow these steps and you'll easily make a million dollars in the stock market.
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