How to Make Extra Money Without a Job! (4 Steps)

Invest a set amount of money per month in a savings account or with a web-based or full-service broker. Even a minimal investment of $100 per month in a standard savings account earns several dollars in interest at a rate of 1 percent annual percentage yield (APY) during the first year, and the interest earned increases every year as your monthly contributions add up. A broker may help you get even larger annual earnings through investments in the stock market, but an element of risk is involved.
Buy and develop a rental property to earn additional money. When property prices and interest rates are low, you can purchase a property and earn enough rent to pay the mortgage, taxes, insurance and upkeep costs on the property while also earning tax deductions that will offset a portion of your rental income.
Start a small business. A small business only requires the amount of effort you want to put into the business, unlike a traditional job that requires you to work on your employer's schedule. If you have a passion for a particular craft or marketable item, multiple online venues exist to help you market your product or acquisitions without a large overhead investment.
Contract your talents and abilities out to others as a freelancer. If you write, draw, design graphics, take photographs or build websites, you can work as an independent contractor instead of an employee for clients you obtain through physical or online networking. People or companies without the desire to complete certain tasks independently prefer to outsource the work to third parties for a set fee and save time and effort within their own business.
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