Showing posts with label federal. Show all posts
Showing posts with label federal. Show all posts

Sunday, September 20, 2015

How to Earn a PHD in Political Science


Visit the American Political Science Association's website to learn about career options for political scientists with PhDs. Get resources to help you decide if this career is a good fit for you. Find links to research grants and financial aid information as well.
Register at the Princeton Review website and select possible schools and areas of concentration. You can save your selections, once you register. This site has PhD fellowship links, along with information about federal and state loans.
Sign up to take the Graduate Record Exam at the Educational Testing Service website. Unless otherwise stated, most universities require scores from this exam as part of the application for admission to their PhD programs. Download exam preparation materials and study guides for the GRE at ETS.
Narrow your list of schools down to no more than 5. Application fees, test score transmittal fees and transcript fees add up quickly. Request admissions applications and financial aid information from each school.
Complete the applications for a minimum of 3 schools. Order and pay for your undergraduate transcripts and send your GRE test scores.
Enroll and complete the degree courses. Depending on your concentration and the school's requirements, expect to finish classes in no more than three years. Many graduate programs in political science require students to pass a comprehensive subject examination before continuing to the research phase of their program.
Conduct the research for your dissertation and successfully defend it. This may take an additional 2 years, for most people.
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Friday, September 18, 2015

How to Run an Unclaimed Money Finder's Business


Learn about the various types of unclaimed monies and how local laws in your area govern professional money finders. Examples of unclaimed monies include inactive bank accounts, uncashed payroll checks and stock certificates. Individual states often have laws to govern the conduct of money finders. Some states, have passed laws that make it illegal to charge finders' fees once unclaimed property is on a state's list. The National Association of Unclaimed Property Administrators' website contains information about each state's unclaimed property laws.
Specialize in one or more areas of unclaimed monies. Examples of specialization include lost life insurance, state-held monies and federal agency funds. When choosing a specialty, compare your interests with the fields available. Also consider whether data can be readily obtained on the people who have unclaimed funds in a particular area.
Obtain the proper licensing and credentials as required by your national or local laws. Some states, for example, may require a professional money finder to be bonded and/or a licensed private investigator. If the unclaimed monies area that you choose to pursue does not require additional licensing or education, you can begin your business immediately.
Establish your finder’s fee and create the necessary contracts. Some states have laws on allowable fees and contract provisions. Alaska's Unclaimed Property Act, for example, stipulates a contract must be in writing, not exceed six months, specify fees to be charged and state the nature and value of property and the value of the owner's share after the fee is deducted. In addition, property equal to or greater than $500 cannot be subject to a finder's fee greater than 10 percent.Some professional money finders increase their fee rates if a transaction involves a great deal of research. For example, the fee may increase from 1 percent to nearly 5 percent depending upon the nature of the work. State laws must still be followed when increasing fees based upon the work involved.
Find records of unclaimed funds. In the United States, every state has an unclaimed property department and a searchable online database, according to the National Unclaimed Property Network. A free national database is available at Missing Money. The National Association of Unclaimed Property Administrators' website also provides a listing of states that have searchable databases. Unclaimed monies from insurance policies and United States and Canadian government agencies can also be researched at the National Unclaimed Property Network.
Contact property owners by telephone, email or postal letter.
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